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Rita A. Craig
CalBRE #00998767
Broker Partner
Keller Williams Realty 

70005 Mirage Cove Drive
Rancho Mirage, CA 92270
Mobile: 760.861.3939
Office: 760.969.1009
Fax: 877.677.3712
RitaTheRealtor@Verizon.net

TEAM MEMBERS

Jim Redline
Assistant/Transaction Coordinator

Office: 760.969.1000
Jim@RitaCraig.com

Thank you for visiting "Rita The Realtor". If this is your first visit to my website, please take your time and look around. I have plenty of real time data available to you. I would love to hear from you and show you any particular properties which may have piqued your interest!

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Build a Plan of Action and Get Ready

Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan of action that gets you there.

Before you can build a plan of action, take the time to lay the groundwork for your decision-making process.

First, ask yourself how much you can afford to pay for a home. If you’re not sure on the price range, find a lender and get pre-approved. Pre-approval will let you know how much you can afford, allowing you to look for homes in your price range. Getting pre-approved also helps you to alleviate some of the anxieties that come with home buying. You know exactly what you qualify for and at what rate, you know how large your monthly mortgage payments will be, and you know how much you will have for a down payment. Once you are pre-approved, you avoid the frustration of finding homes that you think are perfect, but are not in your price range.

Second, ask yourself where you want to live and what the best location for you and/or your family is. Things to consider:

  • convenience for all family members
  • proximity to work, school
  • crime rate of neighborhood
  • local transportation
  • types of homes in neighborhood, for example condos, town homes, co-ops, newly constructed homes etc.
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